Introduction Whether you’re an entrepreneur who has built up a successful business or an individual who has worked hard to accumulate personal assets, it’s essential to consider the value of your possessions and lifestyle. High net worth insurance is designed to protect your assets and properties that may require cover beyond what some standard insurance …
What you need to know about insuring your second home Do you own or are you considering purchasing a second property? Whether you are using your second home for personal use or marketing to paying guests, it is essential to understand what insurance is required for this type of property. From comprehensive policies that offer …
A Guide to Insurance for Second Homeowners – Make sure you’re properly covered. Read More »
Travelling is an exciting and rewarding experience, but it’s important to remember that anything can happen whenever and wherever you are travelling. That’s why it’s essential to make sure you have checked your existing travel insurance policy or taken cover out for your next trip. Here are five reasons why you need travel insurance: 1. …
As more and more business activities move online, almost all businesses are at risk from cyber liability and cybercrime. Cybercriminals are constantly developing new tactics and tools to exploit vulnerabilities in business systems and steal sensitive data or money. Here are some factors that can increase your business’s risk of cyber liability and cybercrime: Type …
Cyber Liability and Cyber Crime – Is my business at Risk? Read More »
What is underinsurance? Underinsurance is when your insurance policy cover and limits are lower than the total cost to rebuild your property. So, for example, if your insurance policy has a buildings sum insured of £850k but the total cost to rebuild your property is £1million this is called being underinsured. Why does underinsurance exist? …
Do you own or have you recently purchased a listed building, or are you considering it? If so, you may need to consider talking to someone about buildings insurance that will specifically cater for the listing status. Listed buildings often require special insurance cover due to their unique features, construction, and heritage status. What is …
It is increasingly becoming a litigious society, claims of wrongdoing are on the rise, and customers, shareholders, investors, and even other employees seek to hold people accountable for mistakes and problems. Even regulators could involve civil, criminal, or regulatory proceedings. If legal proceedings take place, they can ultimately set companies back by hundreds of thousands, …
Management Liability Insurance: Protecting your Directors and Officers Read More »
It’s a challenging time for businesses of all sizes, with rising energy costs and existing supply chain issues, and struggles to fulfil orders in the pipeline whilst generating income and balancing the books. Here are some practical tips and ways businesses with vehicles on the road can help to reduce their spending. Motor Insurance Insurance …
Motoring cost rises – how businesses can look to save money Read More »
For investors and property owners – buildings insurance should act as an important safeguard protecting property assets against unexpected events. Having such in place should cover the costs of repairs or rebuilding work after an insured event like a flood or fire but, the reality for all too many property owners across both domestic and …
These are certainly unprecedented times. Following recent announcements, we appreciate that businesses have changed quite literally overnight. We have clients with empty buildings and no workers in attendance, while others have started to provide new products or services or deploy them in a different way. To this end, we wanted to drop you a note …
COVID-19: Insurance Disclosure and Risk Management Guidance Read More »