Riskworks is an independent Insurance and Risk Management company based in Wilmslow, Cheshire providing a range of insurance and risk management services to companies irrespective of size. We also specialise in providing advice and portfolio insurance solutions for private clients.

Members of the Hedron Network, and through this partnership, we have access to a complete package of resources including management training, people development, and access to key insurance markets where Hedron has negotiated specialist wordings and competitive premium terms.

This has given us an added dimension to the services we can offer our clients. We are proud to remain independent and run our business through the employment of young, dynamic, and technically capable people. Our partnership with Hedron makes us very flexible and gives a personal service to our clients irrespective of size and wherever they are.

We are passionate about supporting our clients … we are proactive in advising our clients on their insurance and risk management requirements. We want to work in partnership with companies to fully understand their business operations making us better equipped to identify the potential risk issues.

We have designed a Business Impact Analysis exercise that enables us to:

• Understand the risk profile of a company;
• Select the right Insurer who fully understands the risk profile;
• Ensure that the policy wordings are correct and fully understood;
• Provide a professional approach leading an underwriter to provide cover at a reduced premium due to the way the risk has been presented.


Nicholas Gray - CEO - Riskworks Business Services Ltd

Nicholas Gray


Stuart Chandler - Director - Riskworks Business Services Ltd

Stuart Chandler


Matthew Gray - Commercial Director - Riskworks Business Services Ltd

Matthew Gray

Commercial Director

Alex Bingle

Nat Bailey

Commercial Account Manager

Emma Patrick - Private Client Manager - Riskworks Business Services Ltd

Emma Patrick

Private Client Manager

Jon Davies - Account Executive - Riskworks Business Services Ltd

Jon Davies

Account Executive

Lindsey Ramsden - Account Executive - Riskworks Business Services Ltd

Lindsey Ramsden

Private Client Account Executive

Sophie Lee - Account Executive - Riskworks Business Services Ltd

Rebekah Hamilton

Commercial Account Manager

Gemma Melrose

Office and Account Administrator

Anna Ackerley - Marketing Manager - Riskworks Business Services Ltd

Anna Ackerley

Marketing Manager


Nicholas Gray with fellow Director, Stuart Chandler, formed insurance brokers, Riskworks in 2001.  Nick is the third generation of Grays’ in the insurance broking business.  Both his grandfather, John Gray and father, Sydney Gray, were members of North West Brokers, William Heap & Son, established in 1878 before being acquired by Sedgwick in the 1970s.

William Heap was highly respected by both the insurance world and clients, because of their professionalism, technical expertise and risk management services, which were very important in those days, as they are today.  The client make up was made up of textiles, engineering, paper and printing, bleaching and dyeing  rather different landscape to the digital and high tech world today

Nick joined the UK board of  Sedgwick before moving to take up senior and leadership positions with other international brokers, finally joining Marsh.

The creation of Riskworks realised Nick’s desire to form a really creative and prestigious broking company based very much on the William Heap culture.

Stuart Chandler has over 35 years of experience in the insurance industry derived from dealing with a diverse client portfolio over the years from new start-ups to Fortune 500 quoted companies.

With their international experience, Riskworks are able to provide the benefits of such expertise to all companies irrespective of size.

Matthew Gray, the fourth generation, joined Riskworks as Commercial Director in 2008 to maintain and continue that broking tradition.  Whilst the insurance industry over the years has changed dramatically with the number of Insurers dramatically reduced, the need for the right advice has never been more important.

The private client arm of the business is managed by Emma Patrick. The private clients’ team provides support on all areas of your insurance needs for a wide range of personal scenarios, whether this is providing valuation support, guidance to eliminate underinsurance, or preventative risk management solutions for you and your property.