The Fragility of Value: Why Fine Art and Collectables Require a Different Approach to Insurance
When Value Is Not Fixed For many high-net-worth individuals, collections are not static assets. Fine art, watches, jewellery and other collectables often evolve, both in composition and in value. Unlike more conventional possessions, their worth is rarely fixed or predictable. Market demand, provenance, rarity and cultural relevance all influence how value is perceived. What may